listing of funding institutions in south africa
Banking and Other Financial Institutions
Providers of debt capital and other funding solutions specifically for small to medium-sized businesses
Traditional Banks
All the Big 4 traditional banks offer business loans and funding specifically for the small business sector. Please contact your local branch for more information.
Capitec Bank offers a range of Mercantile Bank business borrowing products.
The suite of borrowing products includes overdrafts as well as term loans, asset and property finance, as well as franchise funding.
Bidvest Bank provide full banking services for business, from business loans, transactional banking, savings and investment to asset and vehicle financing, trade solutions, merchant and retail solutions.
The Corporate, SME & Investment Banking divisions provide innovative, custom-made solutions to a broad spectrum of clients, from ‘blue chip companies’ to smaller-sized entities.
For more information, please contact:
Portia Zilwa
T: +27 (0) 11 459 1804
E: portiaz@grindrodbank.co.za
B\\YOND® Revolving Credit Facility enables your business’ growth, which closes the gap between its success and cash flow needs, giving you access to a line of credit.
Minimum requirements are an annual sales of R1 million, and then business must have been trading for at least 1 year.
Business Partners provide finance ranging from R500k to R50 million to established entrepreneurs with a viable formal business.
The company also provide business owners with up to 100% in commercial property finance. Their property finance caters to established entrepreneurs with a viable business who want to refinance or purchase their own premises, as well as to property investors.
Other Private Funding Institutions
Non-banking and non-financial institutions that provide business funding
A non-profit funding entitiy providing financing and support to small, medium and micro enterprises.
The Masisizane Fund has a specific focus on black women, youth, and people with disabilities. They are focused on under-developed areas of South Africa, including its rural areas, small towns, and townships, where businesses are typically seen as high-risk and struggle to secure finance through traditional channels.
IDF Capital was established on 01 March 2008, to exploit the opportunity of profitably investing in the entrepreneurial SME landscape by providing appropriate financial and non-financial products and support to unlock the value of the SME sector.
Provides the follwoing funding solutions: Cash-flow financing, Term-debt financing, Venture capital and private equity.
VodaLend is enabling businesses to access short-term loans of up to R5 million. Eligible businesses can apply for a loan and receive funds within 24 hours.
Businesses must have been registered and operational for at least 12 consecutive months, have a good credit rating, and generate revenues of at least R500,000.
Included in funding from VodaLend is free Vodacom Legal Assist for all the business' legal needs.
The I'M IN Entrepreneurial Programme launches black-owned, high-growth tech startups into the South African ICT sector by providing opportunities to technically apt entrepreneurs with limited access to resources.
IM IN partners with entrepreneurs with viable application technologies by providing seed funding through early-stage equity deals in conjunction with business development support and one-on-one mentorship from industry specialists.
Indlu Living provides micro property and backyard developers in townships with an all-in-one rental management software, finance and property development solution. This allows landowners to fund the building of professionally designed and rentable backyard rooms.
The loan gets paid off from the rental income of tenants. Once paid off you would receive income for you and your family for generations to come.
Custom Capital Finance is an alternative business lender to entrepreneurs. The company has a national presence with its Head Office in Durban.
Their primary funding facilities include: Rental Finance of office and field equipment, Invoice Discounting and Cash Advances to businesses of between R5k to R3 million over 1 to 12 months.
Pollen Finance is an alternative finance provider with almost R3 billion worth of funding to small and medium businesses.
The lender relies on sophisticated fintech infrastructure to provide the fast approval rates for qualifying SMEs.
The qualifying company needs to have been trading for at least 1 year and be generating minimum sales of R1 million.
Bright On Capital is a black-owned online lender that provides affordable working capital solutions of up to R1 million to small and emerging businesses with sustainable growth prospects. Bright On Capital gives the business the confidence to pursue bigger orders, explore bigger opportunities and to grow your business.
Phone: +27 (11) 568 1811
Fintech startup providing working capital to small businesses in South Africa. Funding ranges from R20k to R5 million in size and 3 to 12 months in term. The loan funding has adaptive and flexible payment structures, and no collateral is required. Applying can be done on any smart device.
The Company specialises in providing loans businesses in the Manufacturing, Food and Beverage, Consumer Goods and Retail and Professional Services sectors in South Africa.
Retail Capital provides business funding to small and medium-sized companies. No security or collateral is required. The repayment structures are lnked to the business' turnover and cash flow cycles.
The qualifying criteria for funding include: the business owner has owned the business for at least 6 months, the business has monthly sales of between R50k and R5 million.
Spartan Financing SMEs is a small business financier company, providing: Growth Finance, Specialised Asset Finance, and Working Capital Finance.
The Lender's loan sizes range between R1 million to R25 million.
Cash Flow Capital provides alternative business financing for Small to Medium Businesses.
The Company provide the following funding solutions: Working Capital Finance, Asset Finance, Trade Finance and Forex Solutions.
Telkom Business Funding is a financial solution that provides quick and seamless access to funding, enabling small business to grow.
The funding ranges from R20k to R5m in size, and ranges from 3 to 12 months, depending on what best suits the business. The funding is unsecured, adaptive and fast, which means the entrepreneur doesn’t need any collateral.
Lamna offers SME funding in the form of secured loans to South African businesses and uses both online platforms and a national branch network.
The company provides loans through their 3 business divisions: Moveable Asset Loans, Vehicle Finance Loans and Bridging Finance Solutions.
Lamna assist individuals and businesses with fast, short term, discreet advances of between R50k and R10 million.
LulaLend offers a variety of funding options for small businesses including Bridging Finance, Revolving Capital Facility, Equipment, Inventory Financing, Trade Capital and Refinancing facilities.
Access to business funding of up to R5 million.
Phone: 087 250 0014
Businesses looking for finance to buy stock, operate, get more stores, or buy equipment get their solutions from Old Mutual. Through their technology platform, SMEs also have the benefit of applying to multiple funders through one application, saving time and helping SMEs find relevant opportunities. Below are the requirements:
- Businesses should have a minimum annual turnover of +R500k;
- Time in business – 12 months; and
- Trading for more than 6 months.
Township Fleva is a 100% black-owned, social enterprise organisation, offering SMEs a source of a wide range of quality products and services originating solely from township communities, including loans in addition to coaching, mentorship, and training.
If your business has been operating in excess of 2 years, has a positive credit record, and can show proof of income or a purchase order or a supply contract proving income, you could qualify for a loan of up to R50k.
Bridgement provides cash flow and financing solutions through business funding, credit lines and SME loans. Access between R20k and R5 million in business finance with a Bridgement facility.
Business funding options tailored to your clients needs:
- Business Loan – Get a simple term loan to cover a once-off business need.
- Line of Credit – Access a flexible revolving credit facility to cover ongoing needs.
- Invoice Finance – Turn unpaid invoices into ongoing cash flow.
Redtree Capital provides alternative business & asset finance solutions to South African businesses and suppliers.
The company’s asset finance solutions are structured to meet your business’s cash flow needs. They provide you with a finance solution to help you sell more products (Supplier Finance), buy the asset you need to grow your business and let you use it (Asset Finance), and buy your existing asset from you but let you keep using it (Asset Refinance).
Redtree Capital provides Supply Chain funding. This includes Purchase Order Finance, Import Finance, Production & Manufacturing Finance, Invoice Purchasing, Short Term Asset Finance and other related facilities.
The funding ranges from R250k to R8 million.
Phone: 0861038637
Merchant Capital is an alternative provider of working capital for SME entrepreneurs.
A Merchant Capital Cash Advance is a quick working capital solution for retail businesses. With the Cash Advance, a business can access up to 100% of average monthly credit and debit card turnover upfront, which is then paid back as a fixed percentage of each future credit and debit card swipe made at the business. Repayments therefore happen directly in line with business turnover.
Fincheck have partnered with Mzansi's biggest alternative lenders. Their service is to match borrowers with the most appropriate form of finance and financiers for their business.
Once you have gone through the application process, you will be presented with a comprehensive comparison of the business finance opportunities that match your funding criteria.
GENFIN Business Funding is a South African entrepreneurial business that enables, and supports, SMEs and mid-corporates with flexible business funding.
To apply for business funding, your business needs to have a revenue greater than R1 million (R100k per month) over the past 12 months.
Business ownership needs to have been in place for more than 6 months, and the entity must be registered with CIPC. The business must have been operating for at least 12 months.
Government Funding Institutions
Institutions of the South African government that provide funding to entrepreneurs
SME-CONNECT is a strategic collaboration model used to expand and deepen industrial development in the small industrial business segment through leveraging the skills, balance sheets, resources, networks, and influence of all partner entities to develop and grow SMEs:
- Facilitating market access for small industrial businesses;
- Access to appropriate and timely finance aligned to operational, investment & expansion needs;
- Focused business & technical support.
The sefa provides development finance to SMEs and Co-operatives that are not able to attract commercial credit. sefa provides funding through a hybrid of wholesale and direct lending channels within the following sectors:
- Services (incl. retail & wholesale trades & tourism)
- Manufacturing (incl. agro-processing)
- Agriculture (to land reform beneficiaries & contract-farming activities)
- Small construction contractors
- Small-scale miners
- Renewable energy, waste & recycling management.
The NEF provides funds to black entrepreneurs and groups with the aim of facilitating access to finance in support of Broad-Based BEE in terms of government legislation. The investment activities of the NEF are guided by an investment policy that seeks to ensure that investments create real economic empowerment for black people without deviating from sound economic principles.
Minimum percentage of black ownership or interest of 50.1% is a requirement.
Small Enterprse Development Agency
Seda supports the growth of small business. People can go to Seda for help to start a business or, if they already have a business, to make it stronger and more profitable. There is a Seda branch in each district municipality.
Business Information Centre: 0860 103 703
Website: www.seda.org.za
The NYDA is a South African-based agency established primarily to address challenges faced by the youth (under the age of 35 years old). The institution was established to be a single, unitary structure addressing youth development issues at National, Provincial and Local Government level. The Agency should be seen within the broad context of South Africa’s development dynamics.
NYDA provides grant funding for individual business owners or companies which ranges from R2k to R250k.
Ithala is an economic development agency of KwaZulu Natal (KZN). Ithala offers a wide range of products and services, all geared to assist business owners with the necessary finance and requisite skills to operate and grow sustainable enterprises. These services include business funding & support and property leasing.
The main business operations or primary place of business must be within KZN. Minimum owenership requirements are between 26% and 51% and/or minimum Level 4 BBBEE.
The objective of the ECDC is to plan, finance, co-ordinate, market, promote and implement the development of the Eastern Cape province and all its people in the fields of industry, commerce, agriculture, transport and finance.
ECDC funding can be in the form of equity, loan or a blended equity – loan offering, and is limited to the lesser of 20% of total project/business funding required and R3 million.
MEGA is the go-to agency for SMEs and co-operatives in Mpumalanga, when seeking affordable, customised loan packages desgined for previously disadvantaged individuals who may not meet the stringent requirements or criteria of commercial lenders. The agency lends to both new startups an establised businesses.
The types of loans offered by the agency includes: Business loans, Livestock loans, Revolving Credit loans, Bridging loans, Livestock loans, Guararantee facilities, etc.
The Gauteng Enterprise Propeller (GEP) promotes, fosters and develops small enterprises in the Gauteng province.
The GEP provides unique and tailored financial support services, revitalizes township economies and grow key economic sectors.
The loan terms are favourable to SMMEs. In addition, GEP provides grant funding to small enterprises not meeting the qualification criteria for loans.
LEDA's role is to implement integrated economic development initiatives in Limpopo, through:
•accelerated industrial diversification;
•increased levels of trade and investment; and
•by developing sustainable enterprises.
LEDA provides financial products including business loans, asset finance, bridging/ procurement finance, working capital, and franchising finance.
The mandate of the Free State Development Corporation (FDC) is to provide financial and business support services to SMEs and cooperatives, develop and manage properties, as well as to facilitate and promote investments and exports for the citizens of the prvince of the Free State.
The agency focuses on four key activities in order to achieve growth and development:
- SME Development Services (including providing funding to SMEs)
- Property Portfolio Management
- Investment Promotion
- Export Promotion
The NWDC’s was established to plan, finance, coordinate, promote and carry out the economic development of the North West Province and its people in the fields of industry, commerce, finance, mining, tourism enterprise-related activities and other business resulting in wealth and job creation.
Among other investment promotion services, NWDC offers Bridging Finance to SMEs who have secured an order, contract or tender with a government department, municipality or the private sector.
IDC & DTIC Special Funding and Support Schemes
The Development Funds provides funding support to projects that have a high developmental impact and will, over time, grow our economy. The funding schemes support the aims of the New Growth Path set out by the Economic Development Department, which emphasises growth, employment creation and equity
To assist SMEs to access loan financing for CAPEX, medium and long term working capital.
Minimum of R1 million and Maximum of R120 million per transactions.
Aimed at transactions with longer repayment periods (8-12 years). Shorter periods may be considered on a case by case basis.
Total cost of a project must not exceed R450 million.
The Agri-Industrial Fund aims to develop competitive, economically viable activities in agro-processing (food and non-food) sectors by developing local and regional resources to supply domestic demand and increase international trade.
The Investee must be at least 60% black owned entity.
Support existing operations for expansion in production on privately owned or land reform farms (brownfields and greenfield operations).
Funds must be used for purchasing capital equipment and infrastructure.
The programme has 2 types of facilities:
Working Capital Facility
- To assist manufacturing companies with working capital.
Plant & Equipment Facility
- To provide finance to Black Industrialists for the acquisition of plant and equipment.
The Khoebo Innovation Promotion Programme (KIPP) fund offers capital and business support to SME’s during the early stages of commercialisation (of new innovation/inventions) with particular emphasis on Township and Rural Entrepreneurs.
Only locally developed innovations that are already fully developed and market-ready, will be considered.
The fund will provide medium to long term funding at a low cost. The maximum funding per transaction is currently set at R7 million.
The Green Tourism Incentive Programme (GTIP) is an initiative of the Department of Tourism with a key objective of encouraging and assisting privately-owned tourism enterprises to adopt responsible tourism practices through installing solutions to reduce their energy and water consumption and costs.
The GTIP offers grant funding on a sliding scale from 50% to 90% of the total cost of the approved energy and water efficiency solutions up to a capped amount of R1 million.
AFD Green Energy Fund provides finance to renewable energy and energy efficiency projects of smaller scale and manufacturing of Green products in South Africa.
Renewable Energy (RE):
- Solar and biomass; and
- Other technologies are considered on a case by case basis.
Energy Efficiency (EE):
- A maximum of 200% increase in production capacity is allowed for expansion projects; and
- Greenfield operations are considered on a case by case basis.
To help the struggling steel industry with an interest subsidy that offers discounts to qualifying clients.
Target sectors include Foundry industries, Fabrication sectors, Parts & Components manufacturers of stel-intensive products, Valve and pump mnufacturers; Machining plants, Capital equipment industries particularly steel intensive rail and rolling stock components, and any other steel-intensive business.
The applicant can be a start-up & expansion. Creation of employment are prioritised.
To contribute towards sustainable job creation and retention by supporting job creating transactions while providing concessionary funding.
Applicant can be a start-up and existing businesses whose applications are geared to saving and/or creating jobs;
Job Creation/saving:
- Cost per job of up to R750k for the duration of funding; or
- Minimum of 150 jobs.
The objective of the Fund is to assist qualifying manufacturing SMMEs in the furniture industry to:
- Improve their competitiveness.
- Assist companies in distress to survive the current economic downturn.
- Increase the localisation of production activities within the value chain.
- Promote economic inclusion to support equitable economic growth.
- Maintain and increase current employment.
SMEs that will benefit are those that manufacture these goods and retailers will be excluded for funding under this Fund.
Black Business Supplier Development Programme
This programme offers grants in a cost-sharing scheme to black-owned business for the purpose of business skills training. It offers support to black-owned enterprises by helping to improve their core competencies and management abilities, and enabling them to become more competitive. The maximum grant for which a single company can qualify is R100 000.
DTI Customer Care Centre: 0861 843 384
Website: www.thedtci.gov.za
To support the development of technologies from proof concept, leading to product prototype and ultimately demonstration thereof in an operating environment.
Beneficiries of this scheme are Science Councils, Higher education institutions, SMEs and Start-up companies.
R 500 000 (minimum amount of funding);
R 50 000 000 (maximum amount of funding);
1 to 10 years funding period.
The Startup Nation Mzansi - Empowering South African Entrepreneurs
ListING OF COMMERCIAL AND BUSINESS LEGAL SERVICES
Legal Service Providers - Commercial Law
Commercial Lawyers help business owners to understand different legal issues, such as contract negotiations and drafting, lawsuits and legal violations, that might impact their operations. They provide the required advice and legal guidance to help you come out of the legal situations or avoid breaking the law in the first place.
This legal practice provides legal services in various fields, including Commercial Law, Commercial Contracts, Conveyancing, Notarial Practice, Engineering and Construction Law, Insurance Law, Consumer Protection Law, etc.
Phone: 072 069 4690
Whether you are buying, selling, starting or investing in a company, how that business transaction is structured has implications in both the short and the long term. Shandu Attorneys advise their clients in the structuring of their business transactions to minimise risks and maximise returns.
Phone: 010 035 2142
A boutique law firm dedicated to quality legal solutions. The law firm is based in Polokwane, Limpopo.
The firm specialises in providing the following services:
- Contract Law
- Debt Collection
- Property Law
- Media Law
- Deceased Estates Planning
- Family Law
- Road Accident Fund Claims
Phone: 015 023 0013 | 072 772 3401
EMail: info@mjmattorneys.co.za
Nkobi Attorneys is a dynamic law firm providing services on corporate and commercial law, including alternative dispute resolutions and drafting of agreements, legal opinions and advisory on taxation. The firm also offers general legal advice and litigation through commercial, civil, criminal law and labour law.
Phone: 011 333 0335
EMail: info@nkobilaw.co.za
Morudu Attorneys is an established and highly dedicated Middelburg (Mpumalanga) based legal practice established in 2008.
The firm's practice includes: Commercial Law & Contracts, Labour and Employment Law, Civil and Commercial Litigation, Local Government Law, Wills and Estates, Liquidations, and Family Law.
Phone: 013 243 0724
Ncube Inc. possesses extensive experience and expertise in a number of areas including but not limited to various aspects of Commercial Law (Insurance Law, Organizational Restructuring, Commercial Litigation, Concession Agreements, Government Procurement Employment law, Constitutional and Administrative Law with a focus on Regulatory Environment.
Phone: 011 880 4204
EMail: info@ncubeinc.co.za
MB Mabunda Incorporated is a firm of attorneys which was founded in 2004. The firm is a highly respected black law firm situated in Kempton Park, just outside Johannesburg.
Their diverse law practice provides a wide range of legal services to clients engaged in virtually in all spheres of business and industries.
Phone: (011) 394-4212 /6011/8395
EMail:info@mbmabunda.co.za
Established in 2013, Lebea Inc. Attorneys is one of the leading 100% black-owned law firms in South Africa. The firm is based in Woodmead (Johannesburg), and provides a comprehensive range of tailor-made legal solutions. They also provide domestic and cross-border legal services to the highest standards.
Phone: +27 11 492 1341
Email: info@lebeainc.co.za
Mahapa Attorneys is a black woman led law firm, experienced in rendering various types of legal expertise namely: commercial, corporate, Property, civil, commercial and labour litigation matters. The Firm is duly registered under the Law Society of the Northern Provinces under the baton of Ms. Molatelo Mahapa.
Phone (012) 342-6535
Email: info@mahapaattorneys.co.za
The Startup Nation Mzansi - Empowering South African Entrepreneurs
LISTING OF accounting and auditing SERVICE providers
Accounting and Auditing Service Providers
Accounting deals with the tracking and recording of financial transactions. Auditing fulfils the role of verifying the accuracy of the accounts. Accounting and Auditing service providers also provide outsourced Finance, Payroll, Accounting, Bookkeeping and Tax Services.
TiC and Mend is a 100% Black-owned accounting and auditing company. The firm was initially set to provide accounting and auditing services. With its growth and changes in the market, the company has also added a dedicated training and mentoring unit, research unit, corporate finance unit and forensic investigations unit.
Phone: 012 341 0205
EMail: info@ticmend.co.za
Nambe Financial Consultants was established in 2011 to alleviate the shortage of Chartered Accountants assisting Small and Medium Entities. In this regard, Nambe aims to assist emerging businesses to become future titans of industry.
Nambe provides a wide range of professional services Audit, Accounting, Tax, Financial Advisory, Training and Project "Value For Money" Audits.
EMail: info@nambe.co.za
FNK Consulting
FNK Consulting is a business advisory firm led by young black professionals with background in Assurance Audits, Internal auditing, Supply Chain Management services, Risk Management services, Forensic Investigations, Finance, Corporate Governance and Management consulting.
FNK Consulting offers integrated business solutions to different industries across the economy.
Phone: 074 673 8096
Agape, based in Thohoyandou, Limpopo, provides a comprehensive range of professional services to its clients and maintains the highest standards of professional competence and ethics while providing these services. Their range of services provided by agape includes the following: Audit, Accounting and financial services, Tax advisory, Corporate Finance, Forensic Investigations.
Phone: 072 337 8787
EMail: nditsheni@agappe.co.za
Balanced Books Boutique is a Gauteng-based boutique accounting firm, offering a range of trustworthy accounting and business management services and solutions to small and medium-sized business. Owned by Chartered Accountant, Mamodike Makgoba, Balanced Books Boutique understands that each client is unique, and along with a holistic approach, they provide services and solutions that are tailored to every client’s financial requirements.
EMail: info@balancedbook.co.za
Tholisiwe is a 100% female black-owned firm specialising in financial services solutions which encompass accounting, taxation and advisory services. Tholisiwe is led by the executive directors who cumulatively have over 20 years combined experience in the public and private sectors.
Phone: 012 348 8169
EMail: info@tholisiwe.co.za
Matshoba Chartered Accountants is one of the growing emerging black-owned professional services firms in South Africa.
They endeavour to provide excellent quality service in their chosen fields of expertise: Audit (both internal and external), Taxation, Forensic Audit, Business Consulting and Public Sector consulting.
Phone: 011 655 7175
EMail: info@matshoba.co.za
Morongwa Consulting Inc is a well-established firm of accountants and business advisors.
The Firm provides fully outsourced management accounting and company secretarial services to entities with limited resources.
The Firm has specialist knowledge and experience to assist clients deal with all the different aspects of taxation.
Otheer services include: Corporate Governance, Internal Audit, Business Valuations and Anti-fraud advice.
Phone: 083 289 2316
EMail: info@morongwaconsulting.co.za
Sindane Business Consultants, a company based in Middelburg, Mpumalanga, provides services ranging from strategic planning, risk management, process documents and manuals, accounting and tax services, management consulting, business coaching, cash flow management and business diagnostics
Phone: 081 340-5014
Kopax are a 100% black-owned professional service consulting firm which is rapidly evolving through adapting to constant changing business challenges. They offer Internal and External Auditing services, Tax solutions, as well as financial business and consulting services both in private and public sector.
Phone: 011 070 8260
EMail: services@kopaxca.co.za
KMH Chartered Accountants (KMH) is a 100% black-owned financial services and advisory practice that was formed with a focus to address the challenges and complexities faced by Small to Medium private sector and public sector entities in South Africa. KMH is based in Sunninghill, Johannesburg.
Phone: 083 505 9524
EMail: info@kmhca.co.za
MRWEBI AUDITORS AND ACCOUNTANTS INC (“MAA”) is an indigenous black firm founded in the Republic of South Africa. Their business activities are focused on auditing, accounting, advisory and taxation services.
MAA provides innovative solutions to both public and private sector clients including those listed on the Johannesburg Stock Exchange.
Phone: 010 822 7722
EMail: info@mrwebi.co.za
The company provides Solutions Audits for clients with effective tax and financial strategies.
They offer the following services:
- Fully outsourced accounting, tax and payroll services.
- Company restructuring and valuations.
- Business Strategy.
- Tax structuring and planning.
- Tax breaks and incentives review and offerings.
- Cash flow management.
- Risk assessment.
- Business funding assistance Business performance assessment
- Estate planning
Phone: 082 332 5778
CA RA Mpako Inc. is a Cape Town-based 100% black female-owned auditing firm proving financial professional services to its clients. The firm also has offices in Polokwane, Limpopo.
The firm provide the following services: Internal and External Audit, Advisory, Assurance, Financial Accounting, SARS eFiling, and Compliance.
Their accounting outsourcing solutions include a range of services in a single monthly bundle, making it cost effective.
Phone: 021 879 1771
Email: info@carampako.co.za
MNB is a financial services company that provides financial consulting solutions tailored to businesses, irrespective of its size. The firm is 100% owned by black Chartered Accountants.
The company provides service the following services: Financial Statement audits, Internal audit, Agree-upon procedures, Taxation services, Accounting services, Business Development services and Corporate Governance consulting.
Phone: 011 025 9908
Email: info@mnbca.co.za
ARMS is an auditing firm founded by black professionals with a passion for transformation, professionalism and upliftment of previously disadvantaged persons. The firm focuses on servicing all spheres of government and SMME’s in South Africa.
ARMS assists clients with all matters relating to assurance, enterprise-wide risk management and governance. The partners of this firm bring decades of accounting and auditing experience to the business.
Phone: 011 484 1235
Email: info@armsaudit.co.za
Rakoma & Associates Inc. has been in operation since 2006 and is a reputable service provider with a proven track record in the delivery of quality services.Rakoma operates throughout South Africa, with offices in 7 provinces.
The firm provides the following services: Assurance, Technology Risk Services, Forensic Services, and Governance Risk & Compliance services.
Phone: 011 463 5781
Email: info@rakoma.co.za
The Startup Nation Mzansi - Empowering South African Entrepreneurs
LISTING OF SHORT-TERM INSURANCE BROKING SERVICE PROVIDERS
Insurance Broking Services
Business insurance can help protect business owners against everyday risks, such as mistakes, stock or premises damage, business continuity and liability claims. Insurance broker are able to assist your business in getting the best and most affordable insurance suitable for your unique business and assist you during the claims process as they liaise directly with the insurers, leaving your to focus on running your business.
The company provides short-term insurance brokerage services for commercial and domestic clients.
- Business insurance: General Business Insurance, Liability Insurance, Marine Insurance and Credit Insurance.
- Niche insurance: Engineering, Trucking, Cybersecurity, Radiology and Hospitality insurance.
- Personal insurance: Buildings, Household contents, Vehicle, All Risk Cover, Cyber and Travel Insurance.
The Company is based in Cape Town (WC).
Phone: 021 671 7075
EMail: info@stpbrokers.co.za
Bay Union Insurance Brokers assist clients in protecting their assets, managing their costs, mitigating any risks and achieving financial security. Their entrepreneurial approach means that they understand what it takes to run a successful business.
- Short- term insurance brokerage - Commercial and Domestic Insurance.
- Investment planning services.
- Employee benefits - Medical Aid Schemes, Death Benefits, etc.
The Company is based in Durban (KZN).
Phone: 087 997 0200
EMail: info@bayunion.co.za
Kapara provides short-term insurance brokerage services to commercial and domestic clients.
- Commercial and corporate short-term insurance : General Business Insurance, Liability Insurance, Marine Insurance and loss of turnover/profits.
- Specialist business short-term insurance.
- Domestic short-term insurance.
The Company is based in Johannesburg (GP).
Phone: 011 646 0970
EMail: info@kapara.co.za
As the largest independent insurance broker in Nelspruit (MP) and Polokwane (LP) – they are committed to excellent service due to their deep understanding of the business landscape in Mpumalanga and Limpopo.
They offer the full range of inurance products, from personal and commercial to agricultural and hospitality insurance.
Phone: 086 111 6642
EMail: info@mrabrokers.co.za
The Startup Nation Mzansi - Empowering South African Entrepreneurs
Listing of digital and technology service providers
Digital and Technology Service Providers
In an increasingly digital and connected world, small businesses will need to rely on technology to help them operate on a daily basis. From laptop computers with Internet capabilities to printers, point of sale (POS) tools and applications, accounting software, online file storage and Web-based applications, technological advances impact small businesses across various industries.
Dipalo Data Science is an innovative organisation founded by young Black Data Scientists with expertise and experience in Applied Mathematics, Predictive Statistics and Analysis, Machine Learning, Programming, as well as Risk Consulting.
The Company specialises in the following services:
- Data Management & Analytics;
- AI Predictive Statistics;
- Power BI Reporting;
- Automated Invoicing & Scheduling;
- Personalised SMS or Email Notifications;
- Automated Procedure Robotics.
Yoco is a mobile point-of-sale company for small business payments in Africa with over 200,000 small businesses using its payments, software, and capital products in its home market of South Africa.
Yoco builds uniquely tailored solutions, like super fast card machines and versatile online payments products, that accept all major cards and mobile payment methods. They also offer a Business Bortal and App that help you manage your business.
iKhokha, a Durban-based fintech startup, offers a device that is a low-cost mobile payments solution, helping merchants accept card payments.
The iKhokha app enables users to complete a number of activities such as capturing cash, processing card and mobile payments.
iKhokha's iK Pay Gateway enables businesses to accept online payments on their Wix or WooCommerce websites.
Sureswipe is a card payment acceptance company, established in 2008 to make card payment acceptance easy and accessible to all independent retailers and service providers. Currently, over 8,000 independent retailers across South Africa are using Sureswipe card machines.
The company offers a complete cloud based Next Generation Point of Sale, integrated payments, e-commerce and loyalty platform specifically geared to the SME sector.
VodaPay’s Point of Sale (POS) devices enable secure and cashless payment options for small businesses.
Kwika is a fully standalone mini POS with its own built-in sim. Free unlimited transactions whether you tap, scan, insert or swipe, and no additional BlueTooth devices are needed! Customers can tap, insert a card, or scan a QR code to pay.
Xero is a suite of online accounting software for small businesses, accountants, and bookkeepers. It enables its users to track and manage cash flow processes, invoicing, payments, reporting, and pay runs.
Users can use Xero through any one of its three monthly subscription packages: starter, standard, and premium. The software solution is available on iOS and Android platforms.
Intuit Quickbooks’ accounting software allows business owners to manage their financial books from their computer, laptop, or handheld device, helping to keep their books accurate and up to date.
There are three plan: Simple Start, Essentials, and Plus, all of which offer automatic data back-ups, tracking of income and expenses, sending of invoices and quotes, plus bank-level security and encryption.
Intuit Quickbooks accounting software offers a free 30-day trial.
FreshBooks is an online accounting software designed for solo business owners, freelancers and sole proprietors. The software makes it easy to stay organized, keep track of payments owed and expenses made, send invoices and accept payments. While there are many accounting software options out there, FreshBooks is particularly well-suited for smaller businesses and companies with one main owner and operator. You can try FreshBooks for free for 30 days.
The company specialises in providing personalised IT consulting services to the startup and SME sector.
Over above providing general IT services such as Web development, cybersecurity implementation and general setup of the IT infrustructure of an organisation, the company also applies the following tools: Java-based frameworks, Opensource technologies, Networks and systems security, database and warehouse technology, Cloud-based development, etc.
Phone: 066 433 8600
Email: support@slickbiz.co.za
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